Good morning! It's a little before 9a on this rainy Wednesday morning. As I've mentioned before about 3 times a year, all my hormones are balanced and I feel unbelievably hopeful. Like nothing can bring me down. Sometimes it's a momentary high, sometimes it lasts a few days.
This morning I felt like I could take over the world. The pain is still there like an old memory I have to try very hard to recall. It just feels unreachable.
I'm grateful for the conversation yesterday with over-achiever. Spilling my guts for the 100th time finally gave me perspective. She laughed which annoyed me at first but later I saw how silly it was. Like, I'm almost 40. If we are suppsoed to act our age, then yeah, it IS laughable that I'm still stressing over another adult giving me a cold shoulder.
This was the shame I was hoping to conjure with my frequent emotional check-ins. And just like that it matters so little.
I want some waffles. Maybe I'll bake some banana bread. Ugh, I wish the kitchen were clean. Note to self for summer - paper products all day!
Not sure why it doesn't work for winter, but we shall see. I think because I'm more inclined to cook and bake in winter.
It looks like my neighbor is leaving for work - fully dressed and with a lunch bag. Wow, it's been so long since that's been my life.
Thanks for the friendly reminder, God!
When I was perusing old posts last night (something I typically don't do but been trying to reconcile all these feelings), I came across a post of things I wanted to see in my life. One was - WFH job! (I got it!!) and the other was this clinical writing job (I got it!!). Perspective I tell ya!
So I'm officially/ unofficially in cruise control.
I've been trying to simplify my accounts in preparation for ER or Cruise Control ER...not sure what to call it.
The having to print and sign forms is an obvious deterrent to moving accounts. And I'm on the precipice of falling into a rabbit hole trying to do it correctly.
Right now, my focus is on
- Moving HSA to Broker 1
- Moving IRA CDs to Broker 1
So far I got notification that HSA was closed, so that's a good sign.
I tried to email the IRA CD forms to Broker 1; I'm waiting to see if they'll accept it or if I truly have to print and sign.
I'm torn on the robo-adviser. I'd forgotten that they use ETFs and I don't recall enough of my early investing days to know how those move to a mutual fund.
Let me try to remember what I'm trying to do
- Tax advantaged accounts - Broker 1 - target date funds
- Regular taxable accounts - Broker 2 - VTSAX
- Cash for daily expenses - Bank
I just want a simplified plan. In the future this will be beneficial as well, so I'm not filling out multiple forms then too. I might have to step away from it a bit and refocus.
In trying to have a not bummer summer (i.e. spend money), I think I'll get Chinese Takeout for lunch. To watch - maybe finish Grace and Frankie. Trying to save things to watch for a rainy day was stressing me out. So I'm just watching as I feel like it.
I think it was good yesterday, to go ahead and knock out my modules first thing and then take a break. So I'm going to try it again today.
Messages received from daily life:
- My low mortgage payment is something to be grateful for (thanks I Pick Up Pennies)
- Corporate work may not be for me (thanks Financial Panther)
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