It's harder to write about happy news somehow. Maybe because I think those things shouldn't be noteworthy. Or maybe because it's in larger measure than I like to give credit for.
Yesterday I got an early deposit of my paycheck and noticed it was a few hundred dollars more. Given my recent foibles with payroll, I thought they'd made a mistake and not withheld the correct taxes.
Well, friends, after some clicking around, it turns out I hit a new milestone. Remember last year, I came to the 'taxing' conclusion after filing my taxes that I made too much to contribute to Roth IRA. After the tax debacle dust settled, I was silently gleeful. Yay!
Well, the reason my paycheck was a little higher this time was because I reached the OASDI limit! Apparently that social security tax they take out about 6.2% (I think) is capped if your income is over $147k. Having never reached that limit before, I thought social security was always taken out of all your income. Nope!
So as of my Nov 30 paycheck, I'd reached $147k, so only about $411 was taxed and the rest I got to keep!
So...look at your girl... phasing out of stuff. I got it going on! I don't know who to celebrate with!
Oh well, doesn't take away the milestone I didn't know I had yet to reach. I love these reflection points. Stop and smell the cash, MERJ!
My spending is out of control a bit this month. In a bit of downtime between meetings, I noticed my spending for November was hovering around $1800/mon. I no longer know off the top of my head what my target monthly spend is, but this feels high!
The window is closed right now, but I think some of the new spending had to do with therapy bills and clothes shopping. The clothes shopping total is a little high right now but I haven't done all my returns.
I had therapy this morning. I wasn't sure what I wanted to talk about so I'm a little glad he decided to talk about the Seattle decision. He said I was fortunate to have the flexibility to go to Seattle and stay short term. He used a lot of positive words to describe my situation. Which is nice.
He also brought it into perspective about the Sean thing...basically... you could have stayed another month and seen where things go. Makes sense now. At the time, I was really unsure. $2500 was just not an amount I was trying to spend. But in the perspective of, I'll spend whatever to get what I want (ie, a husband), that amount seems worth it. But we're also going with the perspective that everything worked out. I would've been mad if I'd stayed and the very next day he started ghosting me.
He said it didn't matter about the split, it was just dependent on how important escaping the NC heat was to me.
I mostly just need reminders when I'm making these high stakes decisions on what exactly I wanted.
So I think for now, I'll plan to split the summer. And with the Lifestyle Fund reserved, I can make a $2500 decision more readily.
At the end of the day, it's not like I have the best rhetoric. I say lots of random imprecise things. It's a lot to expect another human to say the perfect words.
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