All is good again! Friends, I finally got approved for a credit card. I didn't even get a chance to read over my last post before I published it, but I'm sure I was lamenting about my credit card needs. Headline: I finally got approved!!! From a Big Bank. And $3k. It's just what I needed.
The saga: I tried re-opening another card. I read too many posts about what pre-approval means. I tried a couple other pre-approvals and was denied. So this made me skeptical about Big Bank. I've had their card before and it's closed. I thought about other cards I could open. I applied for a business credit card since it wouldn't affect my score and talked to their recon line. I got some good information for the future, but no card. I just knew I needed a card and finally just felt compelled to try. And since I was going to be taking a hit anyway, I went for one with a good intro offer in the hopes that if denied I would be considered for one of the pre-approved card. Well, I did not get the card with the intro offer. But because I already suffered a hit and hoped they would roll into one (spoiler: it didn't!) hit, I immediately applied for one from the pre-approval. And friends, I was approved! I've never been so happy for anything in my life.
With so much going on that I have to mentally juggle, finances just couldn't be one more thing. So this will take such a mental load off! And $3k is a good amount because the short term rental that I'm looking at is is about $1500/mon. That was the chief expense I wanted to account for without having to move a bunch of money around.
There are going to be so many one-off expenses in the coming months that this just helps to make sure I have access to money at all times. My regular bank cards just have enough for expected expenses. And nothing about the next 6 months is going to be expected, at least not expense wise. I have good estimates, but no history.
So yes! I am overjoyed. Cross your fingers that nothing happens between now and when the card gets here and that the card gets here when I need it and doesn't spend 10 extra days being forwarded to my relative's house!
It just takes such a load off. Not just for The Move but my credit history and credit building antics. With new name, I kind of lost control of my ability to be approved for credit. So this will likely impact my strategy going forward, but my brain can't even comprehend that.
In other news...
Work - was fine. The meeting I was dreading required very little input and action items from me. Yay! Always a good day. I hope they send out meeting notes so Bruno can get a copy. Groan. It's been worse.
Packing - no more packing because it's the weekend. Getting some flaky interest on the Selling App. But I was able to empty the laundry basket; do 2 loads of laundry; and haul a couple items down the stairs. I went through the upstairs bathroom cabinet and all that remains in there is items to be trashed. Unofficially, the upstairs is done. Ninety percent of what I need to be packed is packed. Everything else left out is mostly going into the trash. But it's that 10% that gets you.
I thought about posting a few more things on the Selling App but given nothing has sold yet, those items will end up in donation or trash as planned.
As for the kitchen - I have to pack the 10 or so items on my list. The rest can be trashed including just about every food item. The only big issue is finding the space because kitchen items are oddly shaped. I'm looking at you rice cooker and muffin tin. And glassware. The easiest thing would be to shove them in an empty box. But I'm starting to be concerned I'm running out of room in my car. Luckily, my interim housing will be close by. So technically, I could declutter more if needed. The less easy thing is to fit at least the glassware in with my clothes to protect them but also save space.
So I think the kitchen can be done in 0-4 hours. And the bagging of the rest of the items to be trashed will take another 0-4 hours. So I maintain that I can get everything done in 8 hours. Just up to me to decide which 8 hours.
I have my restaurant list for my last week in the house, but not sure what I'm going to be eating next week. Since the cleaners cleaned out the fridge and freezer in December, there's not really much here.
So luckily, no freezer full of food to feel guilty about.
Even though, I'm moving and tired of taking stuff, it's been hard for me to not pack for Armageddon. At least harder than I thought. I tried to just keep at most 2 of anything I'll need and ask myself if I'll need it in the next 12 months. That has helped, but even napkins and ketchup packets...I'm hesitant to throw away.
So I think my plan to have myself all zipped up by next Sunday (so basically Friday), is quite achievable. And even more, I might be motivated to do it. I probably will have one work-task heavy day next week and can focus on getting everything else out of here.
Oh! I also finally super glued a piece of my earring back together! I love these $1 store earrings! Speaking of! let me clean the other pair while I still have old toothbrushes at my disposal.
It'll feel so good to start taking some of this stuff to the dump and to donation.
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