Surprise Medical Bill and other things causing stress

 Some things stressing me out right now:

- surprise medical bill

- orkin

- life

- work

Medical Bill - apparently my $5k medical bill from my surgery in 2018 has resurfaced in a vengeful way. I'm being sued! A process server went to my aunt's house and she refused it but contacted me to let me know. It killed the appetite I had last night and has been on my mind since then. Can I fight it? Do I have to pay it? Why me? I want to emotionally self-harm. I don't want to deal with this. I suck. The world will never get better. Why do I have to pay for this when I'm in chronic pain since then. Just sit there and take it, these people always win. You are powerless. 

Yeah there was a lot of negative thoughts. But it was also timely because yesterday I was just affirming for myself why living off $60k and a $2500/mon housing expense felt restrictive. Because when a $5k bill pops up it's stressful. Yes, in my regular scenario my FIRE Safety net doesn't really exist. It's that compartmentalized. I have an extra $5k in savings but that's really for some leeway in case of job loss so I can decide what my next steps are. I don't know. I go back and forth on the mental cushion I need. Anyway, before I keep rambling, moving to a place like Philly where I would need every dollar of base net pay would be stressful.

Anyway, about the medical bill. What's stressing me out is what the next steps are. I was trying to see if I could qualify for the debt statute of limitations being run out because I didn't think I owed this money and wasn't sure how to fight it. But it seems like Past Me had fortunately kept a copy of the explanation of benefits. So I feel a bit better that this is an amount of money I could be expected to pay. Because that was a concern. 

So I think I'm okay paying it. Luckily I still have some cash in my Savings so I don't have to pay it off in installments. Ideal scenario - I pay off the discounted amount sooner rather than later. Worst case scenario - I pay the full balance + fees. Groan.

I think ultimately that's the issue. It's unknown. And so I'm stuck trying to figure out the best way to approach the situation. 

Orkin is small potatoes compared to this. But I do need them to come before I go to Philly next weekend. And to honor their money back guarantee. I just can't take anyone else winning! 

Work. I didn't log into Teams on Friday since it was Good Friday and I figured most people were off. And today is the day after Easter and again figuring most people are off, I didn't log on until 9a and actually didn't plan to get out of bed until 12n. But I think it's a slippery slope. It would probably be better for me to stick to the routine of getting out of bed and logging on even if I have a low workload. I benefit from some structure even if a farce. So moving forward, I'll make a point to keep logging on even on slow days. 

As for life, it's still just weird conversations with myself on housing and life plans. I'm all over the place.