Update: Free Money Wins 2020!

Hello, friend.

So since I recently fell hard for the bank bonus game, I thought I'd dedicate a page to my Free Money Wins this year. This is a money blog after all. I mostly just want to share my excitement and provide information for anyone who might interested. I stumbled upon this little hobby from reading someone else's blog, so I'm just paying it forward.

The credit card bonuses are commonly used by travel-hackers, but they're not my favorite because even after having been in credit card debt, once that new card was in my hand, I felt so powerful. It was like all my financial lessons learned - be gone!

So I'll probably just stick to the bank bonuses. I opted out of sharing the names of  all the institutions in one place because sometimes I just get leery about these things.  You can find them all listed on the Doctor of Credit site.  But I hope you'll still be here to help me celebrate! I'll update and re-publish this post as new bonuses are awarded. And if you have questions, feel free to use the comments to ask!

*Bank Bonuses Received in 2020, Total: $3,740 (updated Dec 2020)



  • Bonus #1: $300
  • Bonus #2: $75
  • Bonus #3: $200
  • Bonus #4: $75
  • Bonus #5: $400 
  • Bonus #6: $125 
  • Bonus #7: $200 
  •  so many more...



(*tentative, as can always be clawed back if there's a mis-step before account is officially closed)



Credit Card Bonuses Received

  • Credit Card #1: $200
  • Credit Card #2: $200




COVID Related Free Money

  • $20 credit to car insurance 
  • $1200 stimulus check
  • No student loan payments for (May - Sept): $2,500-$3,000


Other Free Money

  • $40 off $40+ at Target (for signing up for linking their RedCard to my debit card) 


I went ahead and included the list of all COVID-related wins as well. Cuz why not?!




Some deets:

  • The site I use for notifications of Bank Bonuses is: Doctor of Credit
  • I created a spreadsheet to track everything (e.g. bonus amount, open date, requirements, close date)
  • Use a hub bank for all your transfers in case something goes wrong with a transfer that freezes your accounts. This has happened to me 3 times already. Each bank has their own wonky criteria that triggers red flags. 



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