So since I recently fell hard for the bank bonus game, I thought I'd dedicate a page to my Free Money Wins this year. This is a money blog after all. I mostly just want to share my excitement and provide information for anyone who might interested. I stumbled upon this little hobby from reading someone else's blog, so I'm just paying it forward.
The credit card bonuses are commonly used by travel-hackers, but they're not my favorite because even after having been in credit card debt, once that new card was in my hand, I felt so powerful. It was like all my financial lessons learned - be gone!
So I'll probably just stick to the bank bonuses. I opted out of sharing the names of all the institutions in one place because sometimes I just get leery about these things. You can find them all listed on the Doctor of Credit site. But I hope you'll still be here to help me celebrate! I'll update and re-publish this post as new bonuses are awarded. And if you have questions, feel free to use the comments to ask!
*Bank Bonuses Received in 2020, Total: $3,740 (updated Dec 2020)
- Bonus #1: $300
- Bonus #2: $75
- Bonus #3: $200
- Bonus #4: $75
- Bonus #5: $400
- Bonus #6: $125
- Bonus #7: $200
- so many more...
(*tentative, as can always be clawed back if there's a mis-step before account is officially closed)
Credit Card Bonuses Received
- Credit Card #1: $200
- Credit Card #2: $200
COVID Related Free Money
- $20 credit to car insurance
- $1200 stimulus check
- No student loan payments for (May - Sept): $2,500-$3,000
Other Free Money
- $40 off $40+ at Target (for signing up for linking their RedCard to my debit card)
I went ahead and included the list of all COVID-related wins as well. Cuz why not?!
Some deets:
- The site I use for notifications of Bank Bonuses is: Doctor of Credit
- I created a spreadsheet to track everything (e.g. bonus amount, open date, requirements, close date)
- Use a hub bank for all your transfers in case something goes wrong with a transfer that freezes your accounts. This has happened to me 3 times already. Each bank has their own wonky criteria that triggers red flags.
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