3 Monday Morning Problems to Solve

So lately I have been waking up with this anxious feeling, heart feels like it's racing but I don't think it is.

This morning was one of of those days. Maybe it's related to the following things.

1) Fulton bank has frozen my account with $550 in it. I tried to get it out via debit card. I tried to close it via secure messaging. I tried to call a couple branches for help. I tried to call customer service for help. Nothing. So I had the brilliant idea to pull the money out as an external transfer from another bank. This just made the problem worse!

2) Because the Fulton bank is apparently frozen, it froze all my Transfers at my External Bank. So it's completely interrupted my flow. So I had to call External Bank. And they said check back in 1-2 business days. You know how much I love talking to customer service.

3) Then one of my Aunts sent a me a couple emails yesterday related to Wespath and one of the other beneficiaries. I know I'm being a hypocrite here because I had asked for a copy of the beneficiary form so I could get funds to other family members (who ended up being secondary beneficiaries). But now, I'm hoping Wespath does not reveal to the Other Beneficiary that I was also a beneficiary. Isn't that just like a human?

Well my Aunt is asking me if I got any money from them? Did I update address information for Beneficiary 2? Did I give Beneficiary 2 a copy of Aunty MERJ's death certificate?

I'm not comfortable sharing if I received a payout because I don't trust members of my family not to use that information against me. That makes them sound horrible, and they're not. I just want to disengage from the conversation altogether. Honestly, it doesn't concern me anymore what Beneficiary 2 does or doesn't do or what she has or doesn't have. She's a fully functioning adult.

After the first email, I feigned ignorance. Then when 2 more came, I immediately archived them. Again, I'm a hypocrite here because I don't like when people don't answer my messages, but I don't know what to say. I don't want to lie and say I didn't get anything. I also don't really want to engage in any conversation regarding Beneficiary 2.

Wait and see is going to make too anxious.

Possible/ Proposed Solutions

1) Fulton Bank - Some solutions include calling 1 more branch to see if they can do anything, fully expecting they are going to want me to come in. I think I'm half-hoping they will send me another debit card. But if the account is frozen, that won't really help. The alternative is to see if they will close the account without me coming in. After 3 calls, I know the answer is going to be to come in. So, why not leave this stone unturned.

So I can either wait until I have to move to New City and stop in on the way.  Or wait 24 months to get a notice about inactivity and hope they'll be more amenable to shutting my account down then.  Either way, I just have to accept I'm not seeing that $550 anytime soon. Woosa.

2) External Bank - I have no choice but to wait 2 business days and call back. I have no faith that this will be resolved without a follow-up phone call.

3) Aunt's emails - I'm more convicted that it's really none of her business, but I'm still unsure how to respond. I want to alert her that I'm not responding, i.e. "Sorry, I'm not going to engage." Do I have the emotional strength to disengage without vocalizing it? I think I'll wait a week and see if I can emotionally distance myself; if she follows-up in the meantime, then I'll respond with something along the lines of... "err... where's the unsubscribe button? Sorry, I'm disengaging from this email chain." I'm trying to add some levity to the situation eventhough it's literally keeping me up at night. The week timeframe is mostly just to give myself a time limit to stop thinking about it.