I had about given up hope on it, but alas it is here so I won't dwell much longer on the road it took to get here.
Since this is a money blog, let's talk about all the money things!
My hope was to sequester this money until I figured out what to with it. My first hope is to churn it to generate $500 in bank bonus interest. I have my eye on two bonuses at PNC ($300 bonus) and HSBC (up to $825 bonus). So, I'm working on getting approved for those accounts. Depending on how that goes, I'd like to keep the cash for at least 3 months until my Sept financial check-in. Then, I'm leaning toward investing it in a Target Date Fund.
I like this plan because it keeps the deposit out of my regular funds; gives me time to think; and keeps it accessible during these COVID days.
Believe it or not, it took me most of the morning to come up with this plan, and I had already laid some groundwork ahead of time. HSBC tripped me up because there were 2 good offers and one better one that expired but could come around again. Went with a bird in the hand. This brain of mine!
Then I called Spectrum and asked to have an overpayment reversed, and they put in a ticket for me. If that works, then I can move forward with my new plans for the 3 credit card spend requirements I have to meet. I spent a lot of time yesterday weighing out my options.
Money Movement Goals
Objective: Spend $1500 across 3 credit cards by Jun (1) and July (2)
Card 1: $500 visa gift card purchased at a grocery store (should trigger a 5% cashback bonus) (next weekend)
Card 2: Split between Spectrum internet bill and upcoming auto-insurance premium (mid-June)
Card 3: Power bill (mid-June)
Such a weight lifted on my mind to have a plan for all these pending transactions, you have no idea!!
With as much time as tracking these bonuses take, this is officially a hobby/ interest!
Dare I mention one account has just disappeared and my card was declined. Already called twice and sent a message, and issue has not resolved.
Work News and Resignation Ruminations
I re-read my resignation letter. I wrote it a week or two ago. It's pretty simple. I also wrote out some answers to questions I might get from my manger or co-workers. I have to say, y'all, I'm really nervous!! Is job-hopping during COVID what I really should be doing? But part of that risk is exciting to me, admittedly. I mean why not now?
Here are some of the responses I came up with. Feel free to tell me what you think!
Where are you going?
Manager(s): I'm not
saying just yet…
Peers: I'm not
saying just yet [just in case I have to come back]..
Why are you leaving?
Option 2/ Mgrs: Another company made me an offer I couldn't refuse.
I won't bore you with the rest, but that's the gist. I haven't told ANYONE I got the job except for the internet-public. Part of me wants to make sure it's really going to happen given COVID; part of me wants to keep my secret to myself for now; and another part just wants to make sure I get there and do a good job first.
And there were a couple calls at the Call Center but mostly my attention was split between figuring out where to stash my new funds and how to spend the old funds!
I hope you had a great day!
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