Housing Update: We received your wire!

Hello,

Just stopping by to provide a quick update on my house hunt.

The good:
I was succesfully able to complete the wire transfer to the title company on my lunch break on Friday. I was nervouse because they were supposed to give me the instructions on Thursday, but since I've already committed to the process, I didn't say much about their untimeliness.  Of course my out of state credit union was not able to help me do the transfer after I completed the necessary paperwork a month ago.

I anticipated this and squirreled away some money in my local bank. Thank, God right. Luckily, my downpayment/cash to close was a little less than $3k so this was not a huge amount of money I needed to have in two places.

COVID-19 note: I was able to complete the wire transfer request through the drive-up teller. Pretty convenient. I wonder if they'll incorporate any new services gained from this outbreak into life after the outbreak. 

The troubling:
Because of the outbreak and a pending job interview scheduled for Wednesday (two days after closing), I have a feeling I can't shake that I'm making the wrong decision. Did God really allow an international viral outbreak to stop me from buying this house?

In my How to Overcome Anything post, some of the research I came across suggested you really have a realistic talk with yourself on these sort of doomsday fantasies.

What is the reality? What is the actual worst case scenario?
Outside of something really violent happening - what my coworkers were warning me about, the only thing I'm really thinking is the inconvenience of closing on a home and having to move out of state a week or so later. It would be inconvenient and a little costly.

So here are the actual possible outcomes
 - Violence, death/ dismemberment, or other crime
 - Get the out-of-state job after moving in

Let's address them.
As far as New House being in a less desirable neighborhood, I'd already made my peace with that months ago. Nothing really new has happened there. If God really saw my ultimate demise happening in this house, is an international pandemic really the way to go. I would think, another buyer could've out timed me; I could have seen something violent in my 2 or 3 trips to the property; the loan could not have been approved for some reason, due to my high student loan balance - although I think the law protects me there; I think the name change I did a few years ago could have been flagged; the property could have flooded; there could have been an inspection issue.

Outcome 2 is getting the out-of-state job.  I know 2 people now who have been able to rent out properties using a property manager. So I know I have at least 1 referral. Moving twice would be extremely inconvenient and costly, but not impossible. The higher salary could definitely absorb the cost. The only other thing is the Internet says with an FHA loan, you're required to be living in the house for at least a year or the lender could default your loan. That sounds terrible.

While I don't want to bet against myself, I'm not all too hopeful about this job prospect as it has a lot of variables stacked up against it given my anxious nature,  poor history with large interview panels, and  structured behavioral-based interview questions.

Outside of the nagging feeling I have, I'm not too worried.

This morning I went out and bought a $54 hand truck. Onward!

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