Showing posts with label Listicles. Show all posts
Showing posts with label Listicles. Show all posts

How To Recognize Your Privilege: A Beginner's Guide for White Men

I find that many men of privilege often have a hard time accepting that fact. From what I've gathered, they seem to think unless there was an actual silver or platinum spoon in their mouth, they have in fact made their own way of their own accord. I scoff at you, I scoff.

Presented with such a dilemma, this single girl is happy to help for I am nothing if not resourceful. Thus this handy guide was born. Inspired by such works as The Cooper Review's wildly successful "How To Be Successful Without Hurting Men's Feelings" and "Are You Arguing With a Bot," I dare not tread lightly.

Let me be the first to admit that all of us, myself included, constantly underestimate the power of positive role models or just the presence of positive people in our life even if they are not directly mentoring or parenting us. This is true even in adulthood.

My story


Cautionary tale. I tried dating at age twenty-seven even though it wasn't something I was particularly interested in because that's what people my age were doing. Nothing too terrible happened, but it was not really a worthwhile exercise for me. The primary reason I did it was because that's what everyone I knew was doing.

Similarly, I recognize one of the reasons I'm not happy in my current station in life is because none of the people around me are doing things I want to do be doing. The focus of women in their thirties in my immediate surrounding seems to solely be babies, husbands, and home ownership. It's annoying, but I'm at least old enough to recognize it.

Additionally, in said workplace, no one that looks like me, talks like me or acts like me is in any real position of power or influence. So, I go to work, do my job and intentionally or not distance myself and try to fly under the radar (my non-white-man manager even encouraged this). I work in constant fear of calling attention to myself or being labeled too different so as to make others uncomfortable.  I don't want to make the "they" wonder why they even hired me in the first place.  So now I'm called anti-social and labelled the one who likes to keep to herself. But I know first hand things or people who are too different from the "them" makes them uncomfortable. You've seen Big Brother or Survivor. You know who is always the first to get voted off the island. So this is my work day and I still have to do actual work.

A more positive example occurred just last month (Jul 2018). I stumbled upon The Cooper Review and loved the comics so much I wanted to make one. Then I thought hmmm that must be a white man; only white men make comics; I could never do that. Once I read the bio of the creator, I was like wait a minute. It's a woman (of color). If she can do it, I can totally do this! So I searched and searched until I found a user-friendly comic maker and I made my first comic ever in life, at age 34.  Yes everything in this paragraph sounds absurd and perhaps a bit anachronistic, but it's true. That was my thought process in 2018 with three degrees living in America. The struggle is (still) real!

A comic is not even essential to my life. Imagine what it's like for young people coming up with a stumble from the start. So without further ado, here is the single girl's guide to identifying your privilege - for white men.

Identifying your privilege - a guide for white men


Scoring:

Yes = +1
No = 0

 

BASIC


#1 Were you born healthy in America?

#2 Are you able-bodied?

#3 Did you grow up in a home?

[If you were homeless, un-domiciled, in foster care, cared for by a guardian, i.e. the state (-1)]

#4 Did you have running water, enough heating and cooling, most of the time?

#5 Did you have at least one parent in the home?

#6 Was at least one parent a contributing member of society?

#7 Did you have at least one nutritious prepared meal a day, most days?

#8 Did you have a designated room in your house for you to sleep in?

#9 Was your sleeping room a safe space?

[If NO, (-1)]

#10 Did you have a school in your neighborhood?

#11 Did you have clean clothes to wear to school?

#12 Were you safe getting to and from school and while at school?

[If NO, (-1)]

#13 Was it easier for you just to graduate from high school because that's what most people you knew well did? Alternatively, did you attend an elementary, middle, or high school were more than 90% of students finished?

Read more: Poverty and You: How does your FIRE budget compare?

Scoring Results:

2+ : Check you privilege (Yes, Virginio, there really is some privilege there.)

ADVANCED


#14 Did you have a bike?

#15 Were your free activities the community pool, a safe park, or after school activities?

#16 Were you ever driven or accompanied to and from school by a parent?

#17 Did anyone in your household or someone you knew well actively read books or the newspaper or printed media? Were there any books in the home? Did you have easy access to books or printed media?

#18 Were your relationships with adults or other children safe and healthy?

[OR If you found yourself becoming involved in an inappropriate relationship out of fear or for the protection they afforded you, (-1)]

#19 Were you ever in a desirable neighborhood or establishment where most people looked like you?

#20 Did most of your teachers or people in positions of power or positive influence look like you?

#21 Did someone you knew well graduate college? Did they look like you?

#22 Did someone you knew well (or looked like you) have at least one career that wasn't a minimum wage job?

#23 Is it true that no one you knew well was ever incarcerated or had a criminal record?

#24 Is it true that no one you knew well was a teen mom, was dependent on public assistance, or had gang affiliations?

#25 Is it true that you never had opportunity to choose between committing a crime or going without a basic need like food or safe shelter?

[If NO, (-1)]

#26 Did the people in your life who made what you consider to be good choices look more like you?

#27 Is it true that no one has ever told you that someone like you can't do x, y, z?

Scoring Results:

3+ : Why are you not president?  If you are not in a position of power or influence, you are not realizing your full potential privilege. Go forth, my son. The world awaits!

 

For the visually inclined, this single girl also created a quick reference guide.

Quick Reference Guide


whiteprivilege-myearlyretirementjourney

Read more: The New Yorker on White Fragility

(9Sep2018, MERJ)

 

10 Ways To Tell You Have Impostor Syndrome (and what to do about it)

We've all heard the term impostor syndrome. It was a buzz word a few years ago and still clings to the wall of every women's studies lecture hall.  But what is it? Basically, it's the fibromyalgia of workplace dynamics - it primarily happens to women and if you've never experienced it, you don't really believe it exists. Well for my fellow early career girls, here are a ten ways to tell you have impostor syndrome inspired by my journey thus far.

How to tell if you have impostor syndrome


#1 You've accepted you have to pay your dues.

Wrong.  A #girlboss rips those dues in half and returns to sender.
#2 You've accepted more work for the same or less money.

See #1
#3 You qualify your statements.

Before making a declarative statement or expressing a strong opinion, you tend to start with "maybe it's me, but..."  or  "I could be wrong, but..." Stop butting out of your own life. Stop doing that. Now.
#4 You find yourself apologizing for your strong beliefs.

Similar to #3, you find yourself saying things such as "sorry, but that's how I feel." Who are you even apologizing too. The men don't care. And the women should know better. Learn from the younger millennials #sorrynotsorry.
#5 You thought you had to get an advanced degree to supplement your experience.

Wrong, the men at my job are constantly getting promoted with minimal qualifications from no-name online school.  Their male presence, posturing, confidence-despite-mediocrity, and thinking they deserve their jobs is enough. Try that. Don't worry, if you already earned your M.B.A., completed Six Sigma, or some other nonsense leadership certification before applying for a leadership role, I fell for that trick too. They fooled all of us, I have the debt to prove it.
#6 You're afraid to negotiate your salary.

This isn't entirely your fault. You've probably tried to negotiate your salary in the past only to be turned down by that WOMAN in HR! It hurts all of us. Now, you think if you ask for more money, they'll get someone to replace you for being ungrateful for the favor of your being employed.
#7 You thought you were better at being a mom.

After having your first child, with no training and experience, you thought you were better at being a mom than the job you paid thousands of dollars and gave years of your life to learn how to do. That's B.S. That's the impostor syndrome talking. You're good at your job, you just don't get paid in hugs and warm fuzzies. Go back to work!
#8 You find yourself redefining accepted terms to preempt criticism.

You find yourself making up words and redefining regular vocabulary words to avoid criticism and ridicule because the foremen before you like to police you.  You say things like FIRE-my way or lean-FIRE or fat-FIRE. Stop hyphenating stuff. If you are financially independent of course it's on your own terms, you don't need to overstate it.
#9 You announce your privilege.

Men don't do that. They are very sure they got to where they are solely because of their perfect choices, nothing else - Maslow's hierarchy and lack of equitable opportunities, be darned!
#10 Someone has openly tried to gaslight you.

You know when you ask a question after a presentation and the presenter doesn't have the answer so they pretend your question doesn't make sense or worse they provide a mansplanation for a question you didn't ask? This has happened to me more than once. Next thing you know, you're not asking any more questions. Don't shrink back, persist.

 


(09Sep2018, MERJ)

3 Things I Lust For After Watching Netflix's Terrace House

So if you haven't yet watched it, the latest season of Netflix's Terrace House is available for binge watch. It's in Japanese with English subtitles, and it's really good. For those of you who miss the original Real World on MTV before it became too naughty and predictably acrimonious for this elder millennial, Terrace House is your Japanese solution.

About Terrace House


Terrace House follows six Japanese-speaking strangers, beautiful as to be expected as this is television after all, as they pursue their dreams of love, friendship, or sense of purpose. The best scenes seem to happen around regular family-style dinners and the in the designated boys' room or girls' room. Here the beautiful strangers openly discuss with varying levels of seriousness their plans to pursue each other or their individual goals.  For example, in one season, there was a Japanese-born Los-Angeles-based actor seeking to find "a love worth dying for." In another season, a female ice-hockey player was seeking to bring recognition and awareness to ice-hockey in Japan.

Intertwined with all this are datos (dates), and inevitably as with most strangers-in-a-house series romance unfolds along the way. What is shocking is how PG it all is compared to American television! It takes almost three months sometimes for even the first date to happen, let alone a meek first kiss. But the swelling of the romance over time is what keeps you hooked, at least it does me. That and the exposure to various aspects of Japanese culture makes this show a love worth missing work for!

The problem is after a five-episode binge, I find myself lusting after their life and succumbing to a daydream of my own making.

My real life


In my real life I slog away at my day job and come home and slog away at this here blog, hoping and praying that one day it means something. And if not that, pays something. My last great venture was when I created my first Sunday Funnies - The Life Cycle of A Corporate Drone comic strip. Who knew it would foreshadow events to come. Shortly after it was posted, I ended up having to drag my mattress to the bare floor to sleep after waking up that morning with searing back pain. It felt like I had slept on a bed of hot coals. Events like these or stupid minute things that happen at work but seem so big at the time make me think more about what else I can do accelerate My Early Retirement Journey.

However the numbers don't lie. Compound interest takes time. Thus I soothe myself with a crafty daydream or two.  Instead of what I would do with a million bucks, I consider what I would do with one million hours. So after a few sleepless nights, anxious about the next workday, and in physical pain, I let my mind wander on what my life could look like if I actually did leave the workforce on my own terms. It changes day to day, but inspired by my latest binge-watch of Terrace House, here's what's playing.

What I'd rather be doing instead


#1 Learn Japanese.

It's a Japanese show so all the cast members speak Japanese. Many of them are half Japanese and in the Hawaii season, many of them were also Americans.  I like the staccato of the Japanese language, and I was a linguistics major in college so language has been a long-time interest. I think learning a new language at this stage in my life would at least stimulate my left-brain. It would be both a mental and creative challenge and one I would enjoy. I had previously considered moving to South America to improve my now waning command of the Spanish language, but after Terrace House I want to learn Japanese!
#2 Spend a season in Nagano after learning Japanese.

Naturally, if I had one million hours, I would have time to travel. Travel isn't high on my list at the moment, but if I had nothing but time, I suspect it would creep up on said list. The show takes place in a quaint looking town called Karuizawa in the Nagano prefecture of Japan. From what I've seen, it's a four season town, with beautiful mountainous landscapes and parks and trees and nature for days. Many a datos has involved a nature escape.  Nagano also speaks to a budding desire of mine to live in a mountain retreat and do yoga all day. It seems like the perfect spot for that.
#3 Make and eat loco moco.

On the Aloha State season, the new cast of beautiful strangers was based out of Hawaii and the dining experiences were mouth watering. Every other meal involved some sort of brown sauce, my favorite kind of sauce. The dish du jour was Hawaii's loco moco. If you've never seen or tasted it, you must Google it or watch the show for high def visuals. I couldn't find a photo to do it justice. It's essentially rice with hamburger and delicious gravy topped with an over easy egg. My mouth is watering just typing this.  After watching the show, I did bumble around the single girl kitchen to concoct my version, but that was a fail. I obviously need to visit Hawaii to have it done right!
Your turn

What about you, if you were suddenly blessed with one million hours of free time, what would you rather be doing?

Related content: How Design-Thinking Can Inspire Your Early Retirement Journey

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(Originally published on 14Aug2018; updated 19Sep2018 MERJ)

Is Anyone Else Tired of All the Log-Ins?


This post has been brewing for a while, but since taking over my aunt's finances, my number of log-ins has increased to the point that another rant was brewing. Then my car insurance company sent me a renewal notice. With all the frugaling that has come into my life, I thought briefly about comparison shopping for car insurance, but I couldn't bring myself to do anything else that would require another log-in. Then I got to thinking what my day looks like from start to finish in terms of log-ins (some are saved, but included here as part of the narrative).

7:47a - Alarm sounds

  • Alarm = song purchased from iTunes (log-in required)

  • Check email

    • Log-in to iPad

    • Log-in to internet

    • Log-in to email



  • Brush teeth, shower, put on clothes

    • Log-in required to pay water bill

    • Log-in required to pay power bill

    • Log-in required to pay rent




8:30a  - Leave for Work

  • Leave apartment, get in car, drive

    • Unlock and relock apartment (mechanical log-in)

    • Unlock and start car (mechanical log-in)

    • Log-in required to pay car insurance

    • Log-in/secure code required to buy gas

    • Log-in required to renew license

    • Log-in required to renew registration




9a-5p - Work



  • The 8 hour work day

    • Key card needed to enter building each time

    • Log-in to desk phone

    • Log-in to laptop

    • Log-in to email

    • Log-in to voicemail

    • Log-in to workstation

    • Log-in to timecard

    • Log-in to client's database

    • Log-in to client's SharePoint database

    • Log-in to training database

    • Log-in to payroll system to access paychecks, benefits, PTO balance

    • Log-in to check schedule or request time-off

    • Log-off every time you leave workstation

    • Log-in to printer to print

    • Optional. Log-in to order or buy lunch




6p - Home

  • Free Time/ Dinner

    • Takeout/ Groceries- log-in or pin required to purchase food

    • TV - log-in to some app or subscription + additional log-in to pay monthly bill




Other

  • Managing Personal Finances

    • Log-in to check all your balances with your super secure unique 17-character passwords that must contain a drop of blood, a symbol, uppercase letter, lower case letter, non-consecutive digits, 1 eyelash that organically fell out, and must not have any sequence repeated from your last 463 passwords; if that's not enough, some invite you to participate in 2-factor authentication requiring you to log-in to your phone or email in addition to their website

    • Log-in to computer or app to document said expenses, income

    • Now double that for aging loved-ones or a partner

    • Then you have the nerve to blog about this nonsense and the log-ins just triple!





  • The Rest of Life

    • All the log-ins!




I don't know about you but thieves are ruining lives with the incessant logging in and out of things we're required to do because of them. Obviously, I appreciate the need for security but with all the log-ins and the recent surge of 2-factor authentications, it's getting to be a lot!  What is this single 30-something to do?! How many log-ins do you encounter during your typical day? 

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7 Things I'd Rather Be Doing Instead of Going to Work Tomorrow

Welcome back to My Early Retirement Journey. I was really excited when I made my Sunday Funnies - The Life Cycle of A Corporate Drone comic strip. Who knew it would foreshadow events to come. Shortly after it was posted, I did end up having to drag my mattress to the bare floor to sleep. I had woken up that morning in searing back pain. It felt like I had slept on a bed of hot coals. Events like these or stupid minute things that happen at work but seem so big at the time make me think more about leaving the workforce sooner rather than later.

These daydreams usually lead to wild thoughts of what I'd rather be doing instead. Right now exiting the workforce on my own terms just seems like an abstract idea, especially until I can find a real purpose.  It's the middle of the night and once again I can't sleep; my thoughts are circling around what I'd rather be doing instead of going to work tomorrow (i.e. in 5 hours). 

Related content: How Design-Thinking Can Inspire Your Early Retirement Journey

A Foray Through My Mind On What I Could be Doing Instead...
  • Learn Japanese
  • Spend a season in Nagano after learning Japanese
  • Communicate in Spanish (or other language)
    • Achieve fluency
    • Live in a Spanish speaking country for 9-12 months
  • Eat loco moco
  • Make loco moco
  • Live in the mountains or go on a mountain retreat or both
  • Three or 5 day or week long yoga retreat
Loco moco
What about you, if for some reason you didn't have to go to work tomorrow, what would you rather be doing?


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10 Overdone Things I Wish They'd Stop Showing on TV

Hey there! In case you are new to My Early Retirement Journey, one of my favorite pastimes is watching TV and eating yummy snacks or takeout.  I have an incredible amount of time to do so given I'm single and only work one job. I have even left a night out to watch a Lifetime movie premiere. Yeah, I'm that girl.

So to all the TV writers and network producers who I know are avid readers of my blog, here are some consumer insights. Please do better next season. So with the long-awaited Fall Season coming soon, here are some overdone tropes, clips and scenes I hope I don't see.

Things I Wish They'd Stop Showing on TV
  • Nudity. We get it people have boobs.
  • Too much sexy time. See above.
  • Toilet scenes. Can we get out of the bathroom, people? Or at least close the lid. Nasty. I mean most binge watches are accompanied by binge-eating; the last thing I want to see is a crusty open toilet bowl. Show some respect.
  • Vomit. No explanation needed.
  • Drunken vomiting. See above.
  • Married women coming out in their 40s.
  • Married men coming out in their 60s.
    My Early Retirement Journey - stop showing on tv
  • Interracial couples exploring their cultural differences. We get it, people are different. 
  • Ethnic shows that play like a documentary (I'm talking to you blackish, Fresh off the Boat). Is this a PSA? 
  • Shows that vote people off the island based on perceived differences or superficial similarities. (Bro 1: There's something about you I really trust. Bro 2: Yeah, bro.) Real people, not reality TV stars, are actually trying to bring this idea into the workplace.  Want to know who's going to get voted off next or win the next season, click here. Not cool, CBS, not cool. 
  • Making drugs look cool. Stop doing that. Just say no. Nancy Reagan said so. 
  • The sexual liberation of women. We get it women like to do it...too. Everybody put their clothes back on and head out of the bedroom, bathroom (again with the bathroom), boardroom, or cliched "kinky" place. 
  • True crime stories of husbands stabbing their wives and hiding their bodies. This isn't Church of England. Divorce is still an option. 
  • True crime stories of 14-year old girls and single moms getting snatched. We get it, someone didn't love you. I'm talking to you See No Evil, Web of Lies, Forensic Files. 
That's all for now. So execs and writers, if you want to keep your new show from being cancelled and replaced by a revival of an old show (see Gilmore Girls, Murphy Brown, Will and Grace, Roseanne), stop cussing, sexing, and doing drugs. Duh. Be funny, be dramatic, be reverent.  Let beautiful people fall in love with a secret love (the "other" girl in glasses) not too far off in a distance. Have you not seen the turnout for the Royal Wedding. Base all TV shows on that and all will be well!

DirecTV Now Review | Read Before Signing Up

Single Girl Review: 5 Quick Things to Know Before Signing Up For DirecTV Now


I couldn't find that much on what DirecTV Now (no affiliate) was really like for a regular consumer. So for those of you interested in signing up for it, here are a few things to note.

DirecTV Now free trial


I signed up for a 7-day free trial of their cheapest package as I was showing signs of withdrawal from not binge-watching any reality TV.  I was able to download the app and watch it on my beloved Roku.  With all the ridiculousness to include creating yet another log-in, I did get my fill of Southern Charm  and Southern Charm - New Orleans as well as all the old episodes of See No Evil -so frightening but such good detective work!


They generally always run this promotion. In summer 2018, they ran a promotion for $10/mon for three months. If they run it again, take advantage of it!

DirecTV Now - What you get


You can watch live TV as you would with regular cable service.



You can also watch on-demand for the included channels.

DirecTV Now - What to know


Enough of that, here are some quick and dirty things to know about DirecTV Now before signing up for the service.



  • It crashes a lot. I’m talking every 3 episodes. I mostly watch things On-Demand. So if that's you, get ready for the frustration.

  • The interface itself is not that adaptive to Roku. It’s user-friendly adjacent, as in almost but not quite there. Navigating the app is not entirely intuitive. It’s like they just crammed all the cable channel options onto the app. That’s not how these things work!

  • You can’t scroll by pages. So if a channel has multiple shows on-demand, you’re scrolling by line and it refreshes after EVERY other line. It takes forever.

  • You can’t scroll the TV guide by pages either.

  • It’s difficult to find things. I had to Google how to find the on-demand channels.


It’s slow and crashes. Did I mention that already.

DirecTV Now - Tips


#1 From a live broadcast, use the down button to access the other features: OnDemand, DVR recordings, Trending shows, Your bookmarked shows and networks. Use Right or Left arrows to scroll channels.

#2 Use the up arrow to scroll the TV guide line-by-line. Pro-tip: sometimes it's easier to scroll your favorites from the Features menu (use down button from within a live broadcast).

#3 To get to shows ON Demand: Use the down button from a live broadcast > Discover (top header) > Networks

#4 The back button doesn't take you up a page level (like in Hulu), it takes you back a page like you're scrolling the internet. So, if you're recording live TV, you can get stuck in a loop.

DirecTV Now - Final thoughts




It’s fine for a 7-day free trial for a long weekend or even $10/month trial for 3 months (i.e. when Fall shows come back), but a little annoying for $30/mon (regular price for basic package).

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(originally published 09Aug2018, updated 06Oct2018)



Review | 5 Quick Things to Know Before Signing Up For DirectTV Now

My Early Retirement Journey's review of DirecTV Now
I couldn't find that much on what DirecTV Now (no affiliate) was really like for a regular consumer. So for those of you interested in signing up for it, here are a few things to note.  I signed up for a 7-day free trial of their cheapest package as I was showing signs of withdrawal from not binge-watching any reality TV.  I was able to download the app and watch it on my beloved Roku.  With all the ridiculousness to include creating yet another log-in, I did get my fill of Southern Charm  and Southern Charm - New Orleans as well as all the old episodes of See No Evil -so frightening but such good detective work! 

What you get
You can watch live TV as you would with regular cable service.
You can also watch on-demand for the included channels. 

Enough of that, here are some quick and dirty things to know about DirecTV Now before signing up for the service.


  • It crashes a lot. I’m talking every 3 episodes.
  • The interface itself is not that adaptive to Roku. It’s user-friendly adjacent, as in almost but not quite there. Navigating the app is not entirely intuitive. It’s like they just crammed all the cable channel options onto the app. That’s not how these things work!
  • You can’t scroll by pages. So if a channel has multiple shows on-demand, you’re scrolling by line and it refreshes after EVERY other line. It takes forever.
  • You can’t scroll the TV guide by pages either.
  • It’s difficult to find things. I had to Google how to find the on-demand channels.
  • It’s slow and crashes. Did I mention that already.
Final thoughts
It’s fine for a 7-day free trial for a long weekend or even $10/month trial for 3 months (i.e. when Fall shows come back), but a little annoying for $30/mon (regular price for basic package).

Related Content:

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Review | 5 Reasons Sling Was Stupid and 1 Reason It Wasn't

My Early Retirement Journey's review of Sling TV
Back to school stuff is already out in stores, but for me back to school season means Fall Shows! That's what I'm excited about. The past 2 years since I started working, I've signed up for cable at a whopping $90/mon incl taxes and fees.  However when summer rolls around, the TV show offerings leave a lot to be desired. And while this still doesn't motivate me enough to frolic outdoors, I don't seem to have as much focus on my television watching.  So for Summer 2016, I opted for a seasonal hiatus for about 2 months. Then in Summer 2017, I did a seasonal hiatus for 3 months. For Summer 2018, I actually started my hiatus in Feb 2018 because my side hustle did not allow for much free time to watch TV. For the spring of 2018, I relied on access to my brother's Netflix subscription (via app on free-ish iPad) and free CBS app. Every now and then, I sprinkled in a few 1 week trials (e.g. Hulu, CBS All Access) to catch up on some shows. The seasonal  hiatus is a good way to justify the expense the other parts of the year. Right? 

Anyway in my intermittent pursuit to cut cable costs, in May I had reason to try streaming TV via my (now) beloved Roku (no affiliate).

Related Content: My Week Ending May 11, 2018: Duty Free, Tampa, Roku

I tried Sling TV. While it met my basic needs, Sling was a stupid choice for a single 30-something.

What you get
If you prepay 2 months ($20/mon for basic package), you get a free Roku device.
You get about 20 something random "lifestyle channels."
You think you might get into these channels, but you don't. The good channels are extra. And to add extras, that's at least 5 more dollars.
7-day free trials available (try that first).
 

Sling was stupid, here's why:
  • You need an antenna to get basic channels (ABC, NBC, CBS, etc).
  • Of the 20+ a la carte channels, most of them were news and sports. Lame.
  • Between watching TBS and HGTV, I chose to watch the wall. I knew the channels beforehand, but I love TV so much I thought any channel would be better than nothing. It wasn’t.
  • When you do succumb and watch HGTV, all the shows glitch at the end.
  • Sound quality on the Lifetime on-demand shows was diseased. Watch the shows on volume = 82, commercials on volume = 12. Annoying.
  • 3 desirable channels aren’t worth $20/mon.
  • The app crashes if you watch too long. With 'too long' being various amounts of time.

Final thoughts
Granted it was gotten in an un-researched attempt to get quick access to TV for my elderly relative, as the rich people say, I've had better. I would probably go back to cable before I paid for Sling again. Thanks for the Roku!

Oh! The one positive...
I was able to watch the Royal Wedding live and that was really nice!

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A Bajillion Tiny Little Indisputable Facts About Life In Your 30s


Turning thirty was no surprise to many, but some of us still struggle. I got you. Here are a bajillion tiny little facts no one tells you about turning thirty. Share, comment, add your own.


A Bajillion Tiny Little Indisputable Facts About Life In Your 30s




    1. You ain’t got no friends.





    1. You go to the bathroom. Shower. You have to go to the bathroom again.





    1. Your "monthly gift" is heavier and crampier. It’s as if your body is cursing you for not being pregos.





    1. Every one has a baby. (See #3)





    1. Everyone has a husband.





    1. You know what pet day care is.





    1. You have pet insurance.





    1. As it turns out, you didn’t change the world nor are you the change you want to see in the world. Yes, your college essay was a lie.





    1. Work is a time-suck. Joie de vivre… Whathat?





    1. Everything aches. Something new each week.

    2. Sometimes when you sneeze or cough it ends up being a kegel exercise.





    1. You stop losing weight without trying.





    1. No more birthday parties.





    1. Your family/life/friends/ the humans require a lot more effort to tolerate.





    1. You comparison shop for car insurance.

    2. You know what escrow is.





    1. You pay people to do things you used to do for free:

      1. Pet care





      1. Child care





      1. Hair care

      2. Waxing

      3. Nails

      4. Food delivery (e.g. groceries and take-out)

      5. Car care







    1. You know what matcha is.





    1. You’ve been a victim of petty larceny (e.g. stolen phone, credit card theft, hidden fees, unbundled cable, lunch from work fridge).

    2. You’ve worked 2 jobs and at one point called it a side hustle, passion project, or moonlighting.





    1. You know at least 2 people in your peer group that have married and are now divorced.





    1. You have more than 1 bank or financial institution.

    2. You’ve been hacked (e.g. email, Facebook, some online account).

    3. You don’t have a landline and haven’t for at least 15 years.





    1. You haven’t written a check in at least 6 months.





    1. You’ve made the life-changing decision to become something called a cord-cutter.

    2. You’ve used the phrase food-porn. (That’s not a thing.)

      My Early Retirement Journey - coffee in your 30s

       





    1. You’ve professed your love to coffee. And tried to quit cold turkey.

    2. You’ve used some sort of digestive aid in the last year.

    3. You refuse to admit you’ve signed up for at least 2 dating apps.

    4. You’ve quit at least one job because of a co-worker.

    5. You moved away for a new adventure only to move back to be closer to home.





    1. After your friend did it, you went ahead and got Lasik too.





    1. You’re on your second car.





    1. For vanity’s sake, you eat ice cream in a cup instead of a cone.





    1. You’ve paid $6 for a cupcake or doughnut and swore it was worth it! (Lies.)





    1. Your trendy friend tried to live abroad but soon returned to the luxuriously convenient life that is #America.

    2. Someone in your friend group (see #37) has traveled to Chiang Mai or Reykjavik.

    3. Last year, you went on a family cruise with your parents. 





    1. You’ve been to a chiropractor. 

    2. You watched Meg Jay's Ted Talk "Why 30 is not the new 20" and were inspired for like a minute. Then you went back to your regularly scheduled binge watch du jour.  

    3. You can no longer eat cookies before bed or eat tomato sauce 3 days in a row or have some other odd food restriction.

    4. You now get carsick, airsick, or seasick when you didn't before.

    5. You require some sort of accommodation at work just to do your job (e.g. wrist guard, back rest, butt cushion, insoles, sit-to-stand desk, back brace, aspirin).




You’ve imagined your life after leaving the workforce and it’s likely something you’ll be too old and haggard to do. (Hint: Follow/ Like/ Subscribe to My Early Retirement Journey to get tips and support on how to not make this your life.) Share your This is 30s moment!

Review | That Time I Tried Blue Apron And 9 Light-Hearted Reasons You Should Too

Blue Apron Review - Single girl cooks


There are lots of reasons I don't always eat as well as I should. I would not consider myself a fad diner, but I do enjoy trying new dining experiences. I was first introduced to Blue Apron (no affiliate for this bitty blog) by one of my roommates from college. She had gotten a discount off her first box and said in total it was about $5 or $6/meal. When I saw what it came with, I was intrigued. About a year later when I started working full time, I was looking for different meal-time solutions and thought I'd give this a try.  Here's my Blue Apron Review from the perspective of a single girl.

Blue Apron Review - What you get


Full color photo recipe card with instructions
Box full of the exact ingredients
Average cost per meal: $9-10/ serving

Blue Apron Review - The results




[caption id="" align="aligncenter" width="640"]My Early Retirement Journey Blue Apron Review - Spinach & Fresh Mozzarella Pizza[/caption]


 


[caption id="" align="aligncenter" width="494"]My Early Retirement Journey Blue Apron - Seared Chicken & Caramelized Fennel[/caption]


 









My Early Retirement Journey
This was my favorite!

 


[caption id="" align="aligncenter" width="640"]My Early Retirement Journey Blue Apron - Trattoria - Style Cheeseburgers[/caption]


 


[caption id="" align="aligncenter" width="640"]My Early Retirement Journey Blue Apron - Seared Chicken & Sweet Potato Rounds[/caption]


Blue Apron Review - Takeaways



  • I loved the service.

  • I got to try new recipes and new foods (e.g. farro, Brussels sprouts, fennel).

  • It makes dining an experience from the comfort of your own home.

  • Can easily be made into a fun hang and cheaper than a group cooking class, again in the comfort of your own home.

  • Easily shareable meal wins on social media or even group text.

  • You can try new recipes on their website without even signing up for the service; it's like a cheat sheet. And they have food prep videos. I highly recommend!

  • It's pretty affordable for the convenience of having a recipe and ingredients picked out, itemized, and shipped to your home.

  • You can stop or pause it anytime.

  • It may not be for regular use for everyone, but I think it's a fun seasonal idea to jump start any new lifestyle changes related to eating better.

  • I've tried a couple other meal delivery services, and the Blue Apron recipes are a bit more sophisticated so I can appreciate that. Well done, you!

  • Other: You can pick preferred ingredients or exclude some ingredients, like meat or wheat and you get a preview of weeks of recipes in advance to better prepare. Also, they're usually running some sort of first time user special so you can try the service at a discount.

  • Cons: I didn't like all the chopping; it's soothing sometimes but annoying after a late shift. Plus, it's still cooking...so there's that.

  • Overall, I'd give it a try again, but if it came with a chef, I'd be more keen! 👍


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Why I Love My Roku So Much! (Cable - whathat?)

Welcome back to My Early Retirement Journey. This is my summer of listicles (and catchy title challenge). Why, you ask? Because it's summer!  Who has time to be cooped up in the house reading blogs when there is so much life to enjoy!  So to you, readers, I promise to keep these summer posts short, sweet, and engaging.

I am always a day late and a dollar short to technology. Because of my side hustle in Spring 2018, I got rid of cable a little earlier than usual. Usually I get a seasonal suspension for the summer, but I had no time even in spring with a second job so I cancelled cable in February instead of May. Then my Aunty MERJ came to visit. I knew she wouldn't have anything to do all day while I was at work, so I did a 2 month trial of Sling and it came with a free Roku (no affiliate). Really I paid for the Roku, because that's what I had my eye on, and got 2 months of Sling free but tomatoes, tomahtoes.

If you don't know me well enough yet, I love TV and takeout. It's my favorite pastime. Without the cable, I had been falling asleep to reruns on Netflix on an old iPad mini or my even older laptop (both provided by my college).  I wasn't sure what this Roku thing was; I just knew I needed something that would show up on the TV for Aunty MERJ to watch. Well, it came, and it's awesome!

Why I Love Roku So Much!


  • It was so easy to set-up. My TV is mounted but luckily there was an HDMI coming out of it. I just plugged that in to the Roku and then plugged the power cable into a socket. Beware though, you will have to set up a few log-ins...groan.  However I was able to set up everything 20 to 30 minutes before work.

  • Sound quality is awesome. You don't have to rely on the puny sound of your tablet or laptop. My laptop's sound only works when it feels like it, so that was a bonus!

  • HD video quality! I was concerned Roku would just project the grainy videos from my laptop on a larger screen. It's not like that at all! I have shared internet with my whole apartment complex and I have superb video quality. It is crisp and clear! There's no buffering! I take that back, I think once or twice in the 3 weeks I've had it, when I rewind a video, it pauses for a second to find the place. A SECOND! With my laptop, I'd have to restart my whole system and take pauses every 5 minutes for the video to buffer. It's not like that all with Roku!





  • No crashes. With my laptop, I could never really binge watch much. It would freeze, get too slow, or too hot or get stuck buffering. With the apps on my iPad, there were a lot of random app crashes. So far so good on Roku!

  • You can use your TV's timer. One of the downsides of falling asleep to watching stream video is it keeps running. With the Roku streaming on my TV, I can use the TV's sleep function to shut the TV off in 90 minutes (or whatever time you choose) when I'm ready to sleep.

  • Easy to use. The Roku remote has only a few buttons and no words which was a turn-off initially. Like I said, I'm a bit of a technophobe. But after pushing a few arrows, it was easy to navigate. On the home screen are all the apps. For example, I have Netflix, Sling, ABC, ID, and the NBC app. Some are pre-loaded on the home screen. Some you can add from the home screen. So each time I want to switch between apps, you just go to the home screen and choose. Then you begin watching shows within that app. There are quite a few apps- some free, some paid. I even got to watch the Royal Wedding live with one of the apps. You can even rent movies! Even Aunty MERJ figured out how to use it.


If you stream video and are a cable cutter, I highly recommend it! It's been awesome!

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7 Easy Meals When You Need A Break: A Listicle

Seasons change and the Journey continues. For those of us still on the Journey to Early Retirement, in the background of summer fun and graduation parties is the ever present work day. After a long day, sometimes you are too tired to cook. You haven't quite simplified your life like the Frugalwoods or FIRE extremists where your daily breakfast consists of oatmeal and afternoon lunch is a hearty bowl of beans and rice. No, you're not quite to the pre-planned meals stage yet in the Journey. In fact like me sometimes you  still eat out . While you're progressing along your journey, healthy eating is a must or at least on your to-do list. One tip is to keep basics on hand and have some go-to simple recipes that you can make without much thought. Here's a few to share, courtesy of myUHC/Rally.


My Early Retirement Journey - How to Be Single in your 30s

1. Creamy Goat Cheese Grits

I wouldn't be a nice Southern gal if I didn't have this on my list. A southern staple that can be made savory or sweet, hearty or scant. It's a staple that can be easily dressed as the season or your mood changes.



My Early Retirement Journey - How to Be Single in your 30s


2. Lentil Stew

A simple stew with 3 ingredients, some seasoning and voila! Dinner.


My Early Retirement Journey - How to Be Single in your 30s


3. Tahini Roasted Broccoli

Broccoli roasted with tahini and garlic. What more could you ask for!


My Early Retirement Journey - How to Be Single in your 30s


4.  Roasted Sweet Potato with Chickpeas, Goat Cheese, and Coriander

A jazzed up sweet potato can be filling too. If you live in the pollen state (NC), you can find these everywhere you look. And if goat cheese is not your thing, try whatever cheese makes your belly smile.

My Early Retirement Journey - How to Be Single in your 30s


5. Crispy Kimchi and Cheddar Omelette

Eggs are usually my go to. I call it single girl dinner. That and popcorn are staple in the My Early Retirement Journey household.


My Early Retirement Journey - How to Be Single in your 30s


6. Pan-Seared Steak and Salad

If you don't want to stay in the house over a hot stove, enjoy the hot sun and fire up the grill. What says summer more than salad. Add a bagged arugula salad to this sizzling dish and dinner is served!


My Early Retirement Journey - How to Be Single in your 30s


7. Slowww Roasted Salmon
Salmon, an oven, and a little sprinkle of salt. How much easier can it get!

Let me know how you like this! Most of these are very budget friendly and use many of the ingredients you have at home.

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Seven Spectacular Reasons I Still Shop at Walmart - Like It or Not! (Who Target??)

Welcome back to My Early Retirement Journey. This is my summer of listicles (and catchy title challenge). Why, you ask? Because it's summer!  Who has time to be cooped up in the house reading blogs when there is so much life to enjoy!  So to you, readers, I promise to keep these summer posts short, sweet, and engaging.

So while Walmart is an affiliate, I've made $0.03 since I joined their affiliate program. And that was for a purchase I made. Yes, they allow self-purchases. I sought them out when I started blogging because I love the brand so much. You'll see in most of my weekly updates that I tend to run errands there. For the most part, they're my one-stop shop and since I try to automate as much of my life as possible, it suits me and where I am on My Early Retirement Journey.  After spending a little bit of time earlier this year with Auntie MERJ, I remembered why I love Walmart so much even though millennials give it so much flack. Since we're getting to know each other, I thought I'd share.


Top 7 Reasons I Shop at Walmart (Target? What that?)

  1. Nostalgia. Growing up in small communities around the Mid-West, Walmart was a community staple. It's where we went grocery shopping, bought clothes, hung out. It wasn't until after high school when I moved to DC that I knew or visited stores like Dunkin Donuts, The Container Store, Lowe's, Mr. Tire, and Kroger. At Walmart you could do all you did at these individual stores in one place! Why wouldn't you love that. In high school after a Friday night at the movies and dinner at the local Steak N Shake, we'd inevitably end up at Walmart.  I remember many a weekend hanging out with Aunty MERJ in the fabric section picking out patterns for new outfits or craft projects. I think every Easter, Christmas, and First Day of School outfit were home made from fabric bought at Walmart. When Aunty MERJ would take us on trips on school breaks, we always stopped at Walmart for supplies or just to browse. It was like a tourist destination.

  2. Low prices. Their tagline doesn't lie. It is always low prices. Even if something is a few pennies more at a nearby competitor or on sale somewhere else, the total savings is worth it. Moreover, they price match! Just bring in the ad or pull it up on your phone. Sometimes, they'll even take your word for it. There's no need to shop anywhere else!

  3. Savings catcher app. And just in case you didn't know about a nearby sale at a competitor's store, you can use the Savings Catcher app.  Here's how it works. Download the app. Scan your Walmart receipt and if a local competitor has a lower advertised price, you get an eGift Card for the difference! Does it get any better?

  4. Generous return policy. Walmart has a generous return policy that I take advantage of regularly. Just last week I returned some OPENED items and received a refund. For example, I bought some black cherry flavored water for Aunty MERJ and she did not like it. We returned the other cans and got a full refund. Even if you don't have a receipt they'll give you store credit! Satisfaction guaranteed is their promise.

  5. They sell everything. I can't emphasize the significance of a one-stop shop. There's never a time I prefer to have an errand day take multiple hours by hunting down deals at different stores. Why go to 8 places to get cupcakes for work, new shoes, paper goods, groceries, produce, toiletries? Many people see this as undesirable, but I love it! They can sit in their car driving in traffic and dealing with other drivers. I prefer my one-stop shopping.

  6. Treated the same. Ever go to a store and you feel like the floor staff snub their noses at you. It's as though they assess your buying potential and decide if it's worth their time to do their job. I've had that experience one too many times, but never at Walmart! Admittedly, you'll almost never see anyone on the floor at Walmart but hey that's one less person to snub you in my book.

  7.  Other services. Many Walmart stores also have check-cashing, snack bar/ eateries, banks, beauty salons, car care, and  pharmacies. You can even load my beloved Amex Bluebird card there. I mention them frequently in my weekly updates. And just the other day, Aunty MERJ had a check from over a year ago that I found. It said it was void after 90 days. I couldn't find a definitive answer on how the bank or the origination institution would handle the payout. To avoid fees down the line, I used Walmart's check-cashing service and for just $3 we got the check cashed! That's less than any fee the bank would charge had there been a problem.


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