Single Girl Life | My Week Ending Sep 28, 2018: Regrets, Resignation, Murphy Brown

Welcome back to My Early Retirement Journey. In case you're just joining us, here's a little bit about me.  I am a single 30-something, openly Christian, hesitantly immigrant-y, human woman. I enjoy watching TV while eating takeout, and I want to retire early. I currently work as a consultant in a tele-health call center making around $40/hr. I started my professional life in 2015 at the ripe ole age of 31 after a few false starts. I spent 2016 paying off about $10,000 worth of credit card debt. I spent 2017 paying off about $20,000 in private student loans; I still have about $300,000 in federal student loans for which I am currently on an income-based repayment plan for the next 25 years, give or take.  I started really getting into savings and investing late 2017 when I stumbled upon the FIRE (financial independence, retire early) community.  In 2018, I made the decision to try to save for a sabbatical and maybe if all goes well continue the journey to early retirement.  Along this journey, I give weekly more personal than finance updates just like this one. Come along with me, I urge you!
My Week

Monday – It was a bittersweet weekend. If I’m counting my blessings, I was blessed to have housing, food, electricity..etc. It was a bitter weekend because I spent all of it recovering from the physical pain of the week. I could not sit at all. I spent all of Saturday and all of Sunday alternating laying on my back and laying on my stomach. Toileting was fun. Eating was also in bed on my stomach. There were a lot of tears. A lot.  I regret my surgery. I traded one problem for twelve more that will now likely linger forever.

Tuesday – So many time-out from work scenarios playing around in my head. I started with taking a reckless 6- week personal leave of absence; then just resigning; then resigning and asking to go to part time (2 days a week); to seeking FMLA; to now thinking of ideal scenario: 6 weeks off + 2 days a week for up to 6 months while seeking another job with no customer service and work from home possibility preferably at same or higher salary.

Wednesday – Started morning off in tears, per usual it seems lately. Ugh, this again. Went to same day doctor’s appointment to address this ongoing butt pain and was frustrated that I couldn’t ask for what I really wanted. I burst into tears twice during appointment and they tried to prescribe me an anti-depressant. Ugh, this is my life. All I want is a doctor’s note so I can take some time off work.

Thursday – Yesterday was not a great day. Have drafted resignation letter. Took the day off to think about it and my butt still hurts. It’ll take me another 7 days to get over the emotional debacle that was yesterday’s office visit. Hadn’t thought about blog since Sunday and after 7p took a quick gander. Haven’t missed much. Didn’t do any of my blogging challenge this week. Took a sick week off from the blog.

Friday – Yay no granulation tissue, so maybe my 30 days of going gluten free worked! Today’s doctor’s office visit was a mild success. Praise be! Of note, Murphy Brown premiere from last night was awesome. Hillary Rodham Clinton was on it and her bit was gold! #youcouldahadme Thought more about applying for Catholic Relief Services. Am terrified about taking off 6 months from work. Sought forbearance on my loans just in case I go through with this.  More Aunty MERJ stuff popped up that I had to do. Started some of those tasks but have follow-up calls to make. Always follow-up calls!! Tuning out for the weekend, gonna catch up on some On-Demand.

TV this week: Murphy Brown, House Hunters, Cybil, Married at First Sight
Takeout this week: $0

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5 Must Reads for Wed, Sep 26, 2018

Most popular post on My Early Retirement Journey this week: Sabbatical 2020: In Which I Take Back My Life

Wednesday Weekly is a round up of what I stumbled upon this week on the world wide web because sharing resources and information is what the internet is all about.

WHAT I STUMBLED UPON THIS WEEK

Can Economists and Humanists Ever Be Friends? (The New Yorker)


How to Change Your Mind (Brainpickings)

WOMEN ON THE WEB


THIS BLOGGING BUSINESS

Why You Should Consider or Reconsider Reddit (Rockstar Finance)


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My Early Retirement Journey- #singlegirllife

 

Single Girl Life | My Week Ending Sep 21, 2018: Hurricane Florence, Tai Chi, Blogging Challenge

Welcome back to My Early Retirement Journey. In case you're just joining us, here's a little bit about me.  I am a single 30-something, openly Christian, hesitantly immigrant-y, human woman. I enjoy watching TV while eating takeout, and I want to retire early. I currently work as a consultant in a tele-health call center making around $40/hr.

I started my professional life in 2015 at the ripe ole age of 31 after a few false starts. I spent 2016 paying off about $10,000 worth of credit card debt. I spent 2017 paying off about $20,000 in private student loans; I still have about $300,000 in federal student loans for which I am currently on an income-based repayment plan for the next 25 years, give or take.

I started really getting into savings and investing late 2017 when I stumbled upon the FIRE (financial independence, retire early) community.  In 2018, I made the decision to try to save for a sabbatical and maybe if all goes well continue the journey to early retirement.  Along this journey, I give weekly more personal than finance updates just like this one. Come along with me, I urge you!
My week

Monday – Worked 8 hours. Then spent 8 hours on one blog post! The post itself probably only took about 40 minutes to 1.5 hours but I wanted to add a lead magnet and I could not get MailChimp to cooperate. And the next thing I knew 8 hours had gone by; it was 5a; and I was at the same place I started. I would like to get better at recognizing these senseless rabbit holes. I had set a timer earlier that evening for 60 minutes on Rockstar. Then it was just going to be another 60 minutes on the blog post. That came and went! The glorious life of a non-profit blogger! Anyone have a more intuitive email service than MailChimp?  I am just not a fan of the double opt-in. I don’t like it as a reader and I don’t want to put future readers through it.

Tuesday -  Worked 8 hours today. Saw a note to myself from May 2018 that said I was DEFINITELY going to go on a six-month sabbatical starting Oct 2018. Ha! If old me could see me now.

Wednesday – Should it hurt this much to get through the day. Haven’t gotten through as much television watching as I thought I would this week. I feel completely insulated from the fact that  Hurricane Florence occurred in my state. It didn’t affect me personally and I barely noticed any changes in the weather. I used to think I would want to volunteer with the Red Cross Disaster Relief when I leave the workforce, but now I’m not so sure.

Thursday – Went to Tai Chi last night. So many words. I thought it would be a bit more mindless and I’d get a good stretch. I’m just a bit more achy in actuality.  Put myself out there on Rockstar Finance Forums to announce a 10 day blogging challenge. Feeling very exposed. Zombie-me has returned. Haven’t got much TV in this week. Womp, womp. Don’t know why I decided to challenge myself to grow the blog this month. Was planning to relax and enjoy television shows.

Friday- Oh, glorious Friday! I spent way too much time on blog tasks this week. I only budgeted 2 hours a day…but two hours tended to bleed into three or four hours, eight hours one night. First complete week of my new schedule. I will say having leftover food from my vacation last week helped make dinner time a little easier. Less stress trying to cobble together a nutritious meal after a full work day.  That’s it. Another ordinary week in the life of a single girl!
TV and Takeout

TV this week: 90 Day FiancĂ©, Alone Together
Takeout this week: $11 (Peruvian chicken + rice)
Your turn

How was your week? What are some things you feel insulated from?

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3 Things I Lust For After Watching Netflix's Terrace House

So if you haven't yet watched it, the latest season of Netflix's Terrace House is available for binge watch. It's in Japanese with English subtitles, and it's really good. For those of you who miss the original Real World on MTV before it became too naughty and predictably acrimonious for this elder millennial, Terrace House is your Japanese solution.

About Terrace House


Terrace House follows six Japanese-speaking strangers, beautiful as to be expected as this is television after all, as they pursue their dreams of love, friendship, or sense of purpose. The best scenes seem to happen around regular family-style dinners and the in the designated boys' room or girls' room. Here the beautiful strangers openly discuss with varying levels of seriousness their plans to pursue each other or their individual goals.  For example, in one season, there was a Japanese-born Los-Angeles-based actor seeking to find "a love worth dying for." In another season, a female ice-hockey player was seeking to bring recognition and awareness to ice-hockey in Japan.

Intertwined with all this are datos (dates), and inevitably as with most strangers-in-a-house series romance unfolds along the way. What is shocking is how PG it all is compared to American television! It takes almost three months sometimes for even the first date to happen, let alone a meek first kiss. But the swelling of the romance over time is what keeps you hooked, at least it does me. That and the exposure to various aspects of Japanese culture makes this show a love worth missing work for!

The problem is after a five-episode binge, I find myself lusting after their life and succumbing to a daydream of my own making.

My real life


In my real life I slog away at my day job and come home and slog away at this here blog, hoping and praying that one day it means something. And if not that, pays something. My last great venture was when I created my first Sunday Funnies - The Life Cycle of A Corporate Drone comic strip. Who knew it would foreshadow events to come. Shortly after it was posted, I ended up having to drag my mattress to the bare floor to sleep after waking up that morning with searing back pain. It felt like I had slept on a bed of hot coals. Events like these or stupid minute things that happen at work but seem so big at the time make me think more about what else I can do accelerate My Early Retirement Journey.

However the numbers don't lie. Compound interest takes time. Thus I soothe myself with a crafty daydream or two.  Instead of what I would do with a million bucks, I consider what I would do with one million hours. So after a few sleepless nights, anxious about the next workday, and in physical pain, I let my mind wander on what my life could look like if I actually did leave the workforce on my own terms. It changes day to day, but inspired by my latest binge-watch of Terrace House, here's what's playing.

What I'd rather be doing instead


#1 Learn Japanese.

It's a Japanese show so all the cast members speak Japanese. Many of them are half Japanese and in the Hawaii season, many of them were also Americans.  I like the staccato of the Japanese language, and I was a linguistics major in college so language has been a long-time interest. I think learning a new language at this stage in my life would at least stimulate my left-brain. It would be both a mental and creative challenge and one I would enjoy. I had previously considered moving to South America to improve my now waning command of the Spanish language, but after Terrace House I want to learn Japanese!
#2 Spend a season in Nagano after learning Japanese.

Naturally, if I had one million hours, I would have time to travel. Travel isn't high on my list at the moment, but if I had nothing but time, I suspect it would creep up on said list. The show takes place in a quaint looking town called Karuizawa in the Nagano prefecture of Japan. From what I've seen, it's a four season town, with beautiful mountainous landscapes and parks and trees and nature for days. Many a datos has involved a nature escape.  Nagano also speaks to a budding desire of mine to live in a mountain retreat and do yoga all day. It seems like the perfect spot for that.
#3 Make and eat loco moco.

On the Aloha State season, the new cast of beautiful strangers was based out of Hawaii and the dining experiences were mouth watering. Every other meal involved some sort of brown sauce, my favorite kind of sauce. The dish du jour was Hawaii's loco moco. If you've never seen or tasted it, you must Google it or watch the show for high def visuals. I couldn't find a photo to do it justice. It's essentially rice with hamburger and delicious gravy topped with an over easy egg. My mouth is watering just typing this.  After watching the show, I did bumble around the single girl kitchen to concoct my version, but that was a fail. I obviously need to visit Hawaii to have it done right!
Your turn

What about you, if you were suddenly blessed with one million hours of free time, what would you rather be doing?

Related content: How Design-Thinking Can Inspire Your Early Retirement Journey

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(Originally published on 14Aug2018; updated 19Sep2018 MERJ)