Originally
published/last updated on myearlyretirementjourney.com on Jan 1, 2020.
Housing has been on my mind since before I started this blog. You see, I moved into my brand new luxury apartment in 2015 with the plan to move out in two years. The plan was to save enough for a house. That’s what my peers were doing, and it seemed like the natural next step for me as well. Then two years came, and I realized I couldn’t really afford a house as nice as my apartment. So I stayed.
Then I realized I didn’t actually want to buy a house in North Carolina because I didn’t want to live in North Carolina. So I renewed my lease for another year. Then I actively tried to find a job in another state; when that failed, I renewed my lease again. I’ve thought about different housing options, but because it has just been easier to do nothing that’s what I’ve done.
But if I’m going to get serious about FIRE, I really need to do something about my housing expenses. I currently spend $1,000 to $1,100/mon on housing for a studio apartment with no oven and one window, and my target spending for 2019 and now 2020 has been $26,000/year. So, my housing expenses are entirely too much!
All (most of) my thoughts and posts on my housing dilemma
- Season 1, Episode 3 The Case for Geoarbitrage
- Season 1, Episode 4 How I Negotiated Down My Rent
- Housing for Profit?
- Housing for Profit? An Update from Sandra Rinomato
- Comparing An Actual Retiree’s Budget to My Proposed Early Retiree Budget
- Why My Credit Scored Dropped 16 Points: What NOT To Do
- Using Scenes From My Childhood To Figure Out Where To Live Next
- Single Girl Life | My Week Ending Oct 19, 2018: Mega Billion, Rollercoaster, Crockpot Pork
- A November 2019 Update: New Job, Aunty MERJ, Homeownership
- Nov 23, 2019 Life Update: A Year of Self-Sabotage, Regrets, and Lack of Self-Control
- Is it worth moving halfway across the country to save $300/month?
- Dec 24, 2019 – Work, Life, Money Update
- Why I decided to get back into volunteering
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