Happiness abounds!

 It's my last free week before my project picks back up! And phew what a wonderful week it is. One of my community members informed me of half priced tickets for the zoo so I'd like to go this weekend. 

It's been fun having my close by neighbor to hang out with. It certainly is the life distraction I needed on days I like these. I get the workday to myself and then hang out with him afterward. I see why people like this.

It's nice and easy!

And our community puts on lots of great events. 

I bought a bike yesterday as part of a wellness credit I was awarded so YaY!! Eventhough it was technically free money, I'll still consider it a good purchase if I get 10 rides out of it. I think that can be achieved. Once the sun peaks today, I plan to take it out.

And for the first time, I have a Valentine this year. That's pretty cool. And he gets so excited, he told me long before! 

I'm even getting chocolates. Nice, right?!

My anxiety is well managed. I haven't had more long-standing thoughts about getting back on Zoloft because my life is distracting enough. So that's good.

I shall still keep it in the background though.

Yeah, money wise. My fixed costs are higher than ever with my pricey apartment, rental furniture, new car loan, and student loan. But auto-payments keeps it out of front of mind. And also, duh, having enough income to cover it. And also having my FIRE cushion. All's good on the money front.

I spend way too much time trying to squeeze dollars out of nickels, but oh well.

My bank bonus churning has come to a complete halt for now because I have way too much other stuff to think about.

I did manage to accumulate 150k AA miles in the last couple months so that was kind of fun. But for some reason opening a savings account is near impossible because they can't verify my identity. Oh well. 

And using their pre-approval tool, I don't think I'll be approved for the other cards I would need to get my Australia lodging for close to free. 

Alright gotta go! 

Jan 26 2024

 Hi, friends!


My anxious feelings continue to be tamped down! yay, me! Yay, medications!

I had a nerve inducing meeting this morning but I got through it by being prepared. Yay.

Work is still going fine. My workload is manageable and that makes me happy.

The weather has swung from being cold and icy to balmy and cool.

In a conversation last night with my neighbor on wishes, I realize in many aspects of my life, I still value freedom.

I don't know why I feel so imprisoned by every day life even though I love structure.

MONEY helps! It really does. I just feel so happy to have enough and KNOW I have enough. Yay!!

Wow, I'm glad I lived to see this. As I write this, I can't say it was worth it. But I'm glad that if I HAD TO LIVE, I got to see my life turn around. This is where I think Zoloft would make a difference, I would WANT to live. Well until I make my mind up on that, I'm happy. 

I planned a random trip to the Carribean and had mixed feelings about it, especially since the weather is going to be nice here while I'm gone! But oh well! I planned some excursions that I'm kind of excited about.

And today I'm going to get sushi at happy hour. And go on a walk with a friend. Yay!

I had one of my overseas relatives hit me up for money a week or so ago. I was going to give it to them anyway, just not for a few months. 

And I got approved for a 3rd card to round off my points needed for Australia! Woot!!!

2023 Financial Update

 I was clicking through my tracker and realized I didn't do a financial update post. I wrote it in my notes, but didn't post. Part of that was because I've been traveling and just outright getting out in these streets!

So here we are:


Income - $91k

Net Paycheck income: ~$91k

Expenses - $55k

Just realized I never did get the official number from my budget app. Really been slacking. I had an estimate at about ~$55k in early December but never went back to officially check.  Well it looks to be right around that. 

Highest category was Travel by far between 15-20k. Don't have the numbers in front of me. 

Savings - $71k

It breaks out to about $29k in 401k contributions from employee only. And about $42k in contributions to my taxable brokerage account. 

Other: 

Nothing really to add here. As of January 16, 2024, I'm near around 720k in assets. I was dreaming about possibly hitting $750k by end of March 2024 after bonuses post. That will be fire!!! 

Jan 4, 2024

 Like all bloggers before me, I've fallen off the bandwagon. I think the trajectory is something like this - period of angst and goal setting; reach or near goal; those feelings disappear; there's nothing left to say. 

As of today's market, I'm approximately 36 months away from my next FI number of a million dollars. It feels weird to say that.

I've actually said it out loud to 2 whole people. 

Things have progressed with my neighbor on the physical level. We did the thing. Honestly, I wasn't ready. I would have avoided it for as long as possible, but here we are. 

I'm not sure how that will end, but I'm trying to enjoy the ride.

When I was in Panama, I was wishing I was on Zoloft again. I just think my life is really good right now, and I wish I was doing a better job of enjoying it. 

Oh well. Spending time with neighbor is definitely awesome, but I realize without him, my social life is pretty bleak. Better than when I lived in Oldtown, but not nearly as full as with him. 

Oh well, again. I am trying to focus on now and enjoying it. When it changes, I will have to adapt, as humans do.

I see why people get hooked on relationships. It's definitely something to do!

That's really all I have to say.

Money is good.

Life is good.

It's the new year. Same goals as last year really - just focusing on staying employed and keeping up my savings. 

Trying to maintain my mental health.

Going to work on physical health this year. Mostly fixing my shoulder, nothing too fancy. 

The pull to stay in bed and watch movies is strongggggggggg!

Still happy and other life updates

 Hi, friends!

Remember me? I never thought it would happen but I am starting to fall off the blogosphere. Because I'm medicated and living life. My feelings just don't bubble up as much and need an outlet. 

So ...

Work - I'm done for the year. Not only does it feel good to be done with a calendar year, but it also means I get 2 free paychecks with a low-risk of getting fired! Yay. I have to say, there is always a looming thought that I'll do something to make me lose my job. Even with my hefty FIRE safety net. 

Life - I am loving life in Newtown. Yesterday there was a bit of racial ickiness that reminded me of Oldtown, but I am working past it. I do wish I could say or do more in the moment. Other than that, I have lunch to go to later and tomorrow is a Christmas party. I have a kid I tutor this afternoon which is nice. And then I'll make some returns to OldNavy. I bought a puffy coat and scarf and a fleece. I didn't hem and haw and just bought them during the last cold snap. It was about $75 worth of stuff. I don't know how much walking around I'm going to be doing during cold weather, so we'll see how much use I get out of it. I do need a better hat for my noggin though. 

I spend a lot of time with my neighbor. He ended up staying the night every night for the last 2 weeks or so. Whoops. Things got a bit handsy and clothes came off. He says he isn't a good partner, and is not looking for a relationship. We haven't had 6 but have done most other things. I had a few counseling sessions about it, and I tried to set up the metric of love. But I think in the end, I decided I'm not ready for 6. And that's okay!

I will say ...without him, my year here would not have been as awesome. He is nice to me and spends a lot of time with me. And gives me a lot of attention. 

It's a bit hurtful that he doesn't see a relationship with me, but in truth, I don't think he's marrying potential. He's certainly not someone I would pick for a husband. Luckily, I've chosen solo living and I find a lot of power in that. 

I still think about Dan when we're together. 

So the great thing I need to remember that things are going to challenge my trajectory and nothing has to be permanent. I'm loving my identity as solo-living. And so a neighbor wants to bump uglies. I'm not sure where that fits in but I'm trying to go with the flow. Lots of caution ahead signs. 

I know this time of year has me craving attention and affection. So, tick, tick! As for living in the now, that makes it easy.

I decided to get the max on FSA next year. I would like to continue counseling for another year. Given that I've moved, am still learning what solo living looks like, and I'm on these meds, I need a professional to help me. 

And I also plan to complete 6 weeks of physical therapy. And continue getting my meds online - it's just convenient and feels more private. 

So that brings me up to about $3k in healthcare costs. I love that I can afford that. Yay for taking care of myself.

My expenses this year will be at an all time high. But now that I know what my projections look like, I'm learning to be okay with it.

Life is a lot easier when you're happy. I can never stop being grateful for automating my finances during the dark period. Because now, I don't have to do much heavy lifting.

I'm certainly not saving as much as I was during the dark period, but I know I can still hit my numbers with a modest savings goal. Yay!

So for numbers, I'll probably be below $60k this year but above $50k. I am so close to 700k that I want to delay paying off some expenses until 2024, but I think I might as well just do it and suck it up. 

But yea, that's pretty much it.

Work is fine. I think I have 2 years left there before I get re-orged out. I hope I reach 1 mill by then. I'm not sure what my backup plan is in terms of work. A lot of the major chain pharmacies are sending out emails looking for people, so I hope that's still a thing. 

Personal life is fine now that I've found a friend. I'm curious what life looks like when this year is over and we move away from each other. But enlightened me isn't all that concerned. After 40 years, I've gotten used to the lack of permanence in relationships. Now that it's no longer the goal, it makes these relationships easier. 

I thought 30 brought me a lot of history to make informed decisions. 40 is even better.

Financially, as long as I stay employed, I will be able to hit my savings goals. 

That's all for now. I'm heading to Panama at the end of the year, and paid off my Dubai trip for March. Then I want to renew my passport with my new name and move on with my life!